Terms and Conditions for itoim.com

Last Updated: April 4, 2025

1. Introduction

Welcome to itoim.com ("Website", "we", "us", or "our"). By accessing and using our Website, you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and any other policies referenced herein. If you do not agree with any part of these Terms, please do not use our Website.

2. Definitions

"Content" refers to all text, images, videos, and other materials displayed on the Website.
"User", "you", and "your" refer to any individual accessing or using our Website.
"Third-Party Content" refers to content sourced from external providers including newsapi.org and finlight.me.

3. Use of Services

3.1 Eligibility

You must be at least 16 years of age to use our Website. By using our Website, you represent and warrant that you meet this eligibility requirement.

3.2 User Account

Some features of our Website may require you to create an account. You are responsible for:

Providing accurate and complete information during registration
Maintaining the confidentiality of your account credentials
All activities that occur under your account

3.3 Prohibited Activities

When using our Website, you agree not to:

Violate any applicable laws or regulations
Infringe upon the intellectual property rights of others
Attempt to gain unauthorized access to our systems or user accounts
Use automated methods to scrape or extract data from our Website
Engage in any activity that disrupts or impairs the functionality of our Website
Redistribute, sell, or commercially exploit our Content without permission

4. Content and Intellectual Property

4.1 Ownership

Unless otherwise stated, all Content on our Website is owned by or licensed to itoim.com and is protected by intellectual property laws.

4.2 Third-Party Content

Our Website aggregates news content from various third-party sources including newsapi.org and finlight.me. This content is displayed for informational purposes only and is not used for commercial purposes.

4.3 AI Processing

We utilize OpenAI's API to rewrite and summarize articles displayed on our Website. These modified articles are provided for your convenience and informational purposes only.

4.4 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Website and Content for personal, non-commercial purposes only.

5. User Submissions

5.1 Ownership

Any content you submit to our Website (including comments, feedback, or suggestions) remains your property, but you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, and distribute such content.

5.2 Responsibility

You are solely responsible for any content you submit to our Website. Such content must not:

Contain any defamatory, obscene, or offensive material
Infringe upon any third-party rights
Include any malicious code or harmful content
Contain false or misleading information

6. Disclaimers

6.1 Accuracy of Information

While we strive to provide accurate and up-to-date information, we do not warrant that the Content on our Website is accurate, complete, reliable, or free from errors. Content is provided for informational purposes only.

6.2 Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only, and we have no control over the content or practices of these websites. We are not responsible for any damages or losses arising from your use of third-party websites.

6.3 Service Availability

We do not guarantee that our Website will be available at all times or that your access will be uninterrupted or error-free.

7. Limitation of Liability

To the fullest extent permitted by applicable law, itoim.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our Website.

8. Indemnification

You agree to indemnify, defend, and hold harmless itoim.com, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

Your use of our Website
Your violation of these Terms
Your violation of any rights of another party

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Website. Your continued use of our Website after any such changes constitutes your acceptance of the new Terms.

10. Termination

We may terminate or suspend your access to our Website immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of UM, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@itoim.com